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Showing posts from February, 2009

Affordable Books for limited income earners, the business model

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Perhaps by merely opening your televisions today, live streaming videos on the internet or listening to radio ads all you keep hearing is the same word "Affordable". Yes, I am experiencing the same with my little bit of tidbits smile and at the same time acknowledging my ego of simple saying, did I not tell them for the longest time. 10 years and counting has been a long time someone can use a branding word, find the time and traction to launch simultaneously, yet simply still be humble and proud about the social awareness it has created towards humanity. Yes, the truth depicts the realities of times, a recession similar to the great 1929 depression, a president of change, a tumbling financially challenges world but still have the obligation to tell the world to be compassionate, hope for the best, have faith and believe in God and the laws of attraction. Like any e-commerce and web content traffic generated business, the simple business model of Affordable Books comes f

Affordable Books for limited income earners, the business model

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Perhaps by merely opening your televisions today, live streaming videos on the internet or listening radio ads all you keep hearing is the same word "Affordable". Yes, I am experiencing the same with my little bit of tidbits smile and at the same time acknowledging my ego of simple saying, did I not tell them for the longest time. 10 years and counting has been a long time someone can use a branding word, find the time and traction to launch simultaneously, yet simply still be humble and proud about the social awareness it has created towards humanity. Yes, the truth deficts the realities of times, a recession similar to the great 1929 depression, a president of change, a tumbling financially challenges world but still have the obligation to tell the world to be compassionate, hope for the best, have faith and believe in God and the laws of attraction. Like any e-commerce and web content traffic generated business, the simple business model of Affordable Books comes from

Is "risk" a friend or foe especially in investment during bullish markets

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As the saying goes, if you want to nurture great returns you have to take great risk. which is in the investing world is viewed as the higher the risks, then the assumption is on market volatility. For me, risks is an uncertainty for the fear of loss but it is there if we presume it as a loss then risk does not or will not exist, It is just like in the process of retail and the business model we use at Affordable Books. When buyers and competitors leverage on lower pricing to kill the smaller guy like us, the giants have the thinking that they have prevailed and created a more bigger opportunity for them. So a lot of the small independent sellers like us suffer and sometimes sadly think that the opportunity was not worth the effort all along. So the capitalistic behaviors is immediately "refocus and assess" the business risks and potentials towards viability. However, creatively speaking from an investment perspective point of view, we sometimes think that leverag

A Glimpse of the 1999 Financial Services Modernization Act

During the last recession of 1999, regulations were intiated which repealed the Banking Act of 1933. In this undertaking the banks were kept out of heavily being involved in securities and insurance. If I remember correctly, this law was designed to restore confidence in the financial industry. The move was initiated to extend the opening of loans, investments to insurance. Of course some people debate abiout these initiatives until today including the respect to privacy act as consumer data were being exchanged. The needed ammendment was that consumers must then have been given the right to their personal privacy. If you look at thrid world poverty stricken countries for example, people with bad credit resort to predatory lender practices such as money stores, finance stores and even payday loans. Today, the so called telecheck services cripples one's individual right to get a loan or even open a bank account because of such report made through computer inquiries aside from the

Weekend 'stimulus parties' bring out Obama faithful across the nation - San Jose Mercury News

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